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Loan Against Securities Calculator
Use our LAS calculator to see how much you can borrow against shares, mutual funds & bonds. Stay invested, get liquidity. Apply online in 5 minutes.
Your Investments. Your Liquidity. Your Control. Use our smart LAS calculator to discover how much you can borrow—without selling your portfolio. Enter your holdings and get your loan limit instantly. Don't liquidate. Leverage. Angel One's Loan Against Securities gives you instant liquidity by pledging your shares, mutual funds, or bonds—without selling them.
Loan Against Securities Calculator
Your Investments. Your Liquidity. Your Control.
Use our smart LAS calculator to discover how much you can borrow—without selling your portfolio. Enter your holdings and get your loan limit instantly.
Enter Your Details
Enter the Market Value of your Shares/Mutual Funds, select Type of Security (Equity / Mutual Fund / Bonds / ETFs), and see Loan-to-Value (LTV) auto-populated as per asset type. Use the calculator to check your loan eligibility.
Loan Against Securities – Smart Liquidity Without Selling Your Investments
Don't Liquidate. Leverage. Don't sell. Just pledge. Get cash while staying invested.
Running short on funds but holding strong investments? Angel One's Loan Against Securities (LAS) gives you instant liquidity by pledging your shares, mutual funds, or bonds—without selling them.
Whether it's a market opportunity, an emergency, or a big milestone in life—you can now fund it all while your investments keep growing.
Why Choose Angel One's Secured Loans?
- Instant Approval – Apply online, get quick sanction
- Stay Invested – No need to liquidate your portfolio
- High Loan Value – Up to ₹20 Cr based on your securities
- Low Interest Rates – Pay interest only on what you use
- Flexible Repayment – No prepayment or foreclosure charges
- Continue to Earn – Keep earning dividends, interest & appreciation
How It Works – Simple & 100% Digital
- Use the Calculator – Check your eligible loan value
- Apply Online – Complete a simple form
- Pledge Your Securities – Shares, mutual funds, or ETFs
- Get Disbursal – Amount credited directly to your account
- Repay When Ready – No stress, no rush
Takes less than 5 minutes! Get Instant LAS Now.
Use Your Portfolio. Fund Your Needs.
Whether you're an investor, a business owner, or need short-term funds, LAS works for:
- Trading & market opportunities
- Home renovation or relocation
- Education or medical emergencies
- Travel or wedding plans
- Business working capital
Eligible Securities
| Asset Type | Max LTV (%) | Highlights |
|---|---|---|
| Equity Shares | Up to 50% | Listed stocks in approved scrips |
| Equity Mutual Funds | Up to 60% | NAV-based valuation |
| Debt Mutual Funds | Up to 85% | Lower risk, higher LTV |
| Bonds/Debentures | Up to 70% | Listed instruments only |
| Life Insurance (ULIPs) | Up to 75% | Based on surrender value |
Download the Approved Security List for the full list of eligible securities.
Why Angel One?
- Trusted by over 3 crore+ investors
- Regulated & SEBI-compliant
- Transparent pricing, no hidden charges
- End-to-end digital onboarding
- Industry-best tech & support
Apply Now – Unlock Liquidity. Safe. Fast. Flexible.
Ready to Make Your Investments Work for You?
Don't let your portfolio sit idle. Use it to unlock instant cash—without selling a single unit. Apply for Secured Loan Now. Safe. Fast. Flexible.
Frequently Asked Questions
What is a Loan Against Mutual Funds (LAMF)?
A LAS is a secured loan that allows you to borrow funds by pledging your financial assets like shares, mutual funds, or bonds without having to sell them.How much loan can I get?
You can borrow up to 80% of the current market value of your pledged securities. The exact limit depends on the type of asset and its market performance.Which securities are accepted?
Angel One accepts listed equity shares, mutual funds (both equity and debt), ETFs, and select bonds/NCDs. The full list is available for download.Is it safe to pledge my investments?
Yes. Your investments remain in your Demat account but are marked as pledged. You continue to receive dividends and potential appreciation.What are the interest charges?
Interest is charged only on the amount you utilize, not on the entire sanctioned loan. This makes LAS a more cost-effective credit option.Is the process completely digital?
Yes, Angel One offers a 100% online process. Apply, pledge, and receive funds—all without paperwork or branch visits.Can I repay early or top up my loan?
Absolutely! You can prepay anytime without charges. You can also request a top-up based on your updated portfolio value.
